Two tone colored bags are wonderful because you can mix and match them with a variety of the ensembles. The large tote of the set has a cream colored top. It has been offset with a warm brown insert. This insert matches the top trim of the bag and the handles. Gold accents have been used to attach the handles of the bag. The second bag in the set is a traditional skinny handbag. This handbag has a cream colored adjustable and removable strap added to it. The front of this bag has a gold element design. This bag also has a zipper compartment which has been further enhance with the addition of two tassel style charms placed on it. There is also a third element to this tote set which is a crescent wallet. This wallet is made of a warm brown colored material.